Over six years of the “Affordable Loans 5–7–9%” program, Ukrainian businesses have received 137 thousand concessional loans totaling UAH 471.4 billion. During the period of martial law alone, entrepreneurs attracted more than 102 thousand loans worth UAH 381.8 billion, ProAgro Group reports.
According to the Ministry of Economy, since the beginning of 2026 businesses have already received 2.5 thousand concessional loans totaling UAH 11.5 billion. In the past week alone, 786 loans worth more than UAH 2.8 billion were issued.
The largest volumes of financing since the start of the year were directed to lending in high military risk areas (UAH 4.5 billion), development of the processing industry (UAH 3.6 billion), and investment projects (UAH 1.9 billion). The fastest weekly growth was recorded in the processing sector, up by UAH 1.1 billion.
The program is part of the state policy “Made in Ukraine” and is aimed at supporting micro, small, and medium-sized businesses by reducing the cost of credit resources through state compensation and guarantees. It is implemented via the National Development Institution and authorized banks.
In 2024, the government refocused the program on investment projects and processing industries, limiting loans for working capital while maintaining high limits for investment purposes. In 2025, concessional lending terms for farmers were extended until March 31, 2027, and conditions were expanded for businesses operating in frontline regions.
At the beginning of 2026, the government strengthened the energy component of the program by introducing 0% interest loans for the purchase of power generation equipment and increasing the maximum limit for energy investment loans to UAH 250 million.
“This is the largest ‘Made in Ukraine’ program, which has been providing businesses with affordable financing for six years. We are adapting it to the needs of the economy—from investment support to assistance for businesses in frontline regions and in the energy segment,” said Oleksii Sobolev.
As reported earlier, last month the Agricultural Credit Guarantee Fund signed its first agreement with a non-bank financial institution.
